The water cooler talk in Vancouver surrounds two topics: The Canucks and Vancouver Real Estate.  I do not believe that you are interested in my thoughts on our goal tending and third line centre so I will address the latter.  As prices continue to climb in many markets throughout the region and across the country we are seeing more and more articles by “experts” stating that the market is 10% - 30% over valued and that the bubble will burst; this time.  Predicting the market is an inexact science in that for every bubble theorist there are those who think the market will double in the next ten years much like it has done in the past.